How Amarillo National Bank Is Helping Charlie Hardin Improve His Credit Score

My credit score, and history, was bad. But I know how important credit is for buying a house or a car, and let's be honest, no one likes paying higher interest rates or asking someone to cosign on a loan for them.

So, I took matters into my own hands and went to Amarillo National Bank for help. They told me about their credit building loans. These are small loans at low interest rates designed to help you build credit. They're also great for people who, like me, grew up thinking credit cards were evil so they are looking for other ways to build a reliable credit history.

I’m on my second credit-building loan with ANB, and every month my payment is pulled out of my checking account so I don’t have to worry about it. ANB reports my on-time payment, and my credit builds.

One of the great things about working with ANB is that, as a local bank, they set their own underwriting guidelines and consider several factors (not just your credit score). All their decisions are made right here in Amarillo, by people who know where you're coming from. They can often help where others can't.

The credit-building loans are not an immediate overnight fix, but they will help me be able to own a home, buy a car, or get a loan in an emergency if I need to. I've seen improvement on my credit score. And I am finally building good credit.

Ready to get started on your own personal loan? Check out AMB's financial calculators here or give them a call at (806) 378-8000.